Cater to customers and streamline billing.
By offering various payment options, you display versatility while boosting your bottom line.
Benefits You'll Love
- Offer the payment options customers seek.
- Reduce backend work with streamlined record-keeping.
- Exclusively available to Aspen FCU business members.
- Display versatility by accepting major credit and debit cards.
- Provide additional payment options for your customers
- Accept major credit and debit cards for increased versatility
- Available to Aspen FCU business members
- Boost your bottom line by making it easier for people to pay you
- Reduce processing time and human error
- Reduce billing expenses
- Equipment is easy to use and set up
- Streamline billing and record-keeping
Add More Payment Options and Business Solutions with Clover®
Owning a business can be demanding- from tracking inventory and supervising employees, to taking orders and everything in between. That’s why we’ve teamed up with Clover®, an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.
Whether you have one store or a growing franchise, our POS system can help you:
- Accept more types of payments including EMV® chip cards, Apple Pay®, Google Pay®, and Samsung Pay®.
- Protect your customers, business and reputation from fraud with built-in security.
- Generate more visits and more sales through mobile loyalty and rewards programs.
- Uncover new insights and compare sales against competition within your market.
- Manage inventory, employee schedules, payroll and more.
- When you make it easy for your customers to pay, it becomes easier for you to get paid.
Clover Point-of-Sale (POS Systems)
- Clover Go – All-in-one contactless, chip and swipe card reader that wirelessly pairs with a mobile device.
- Clover Flex – Accept payments tableside, in-line, on the floor, or off premises with this handheld portable POS. Includes: built-in receipt printer, camera, and QR scanner in a single device.
- Clover Mini – Compact, countertop system with full-scale POS functionality that can connect to cash drawer.
- Clover Station – All-in-one countertop, POS and business management system that enables you to run your business efficiently.
- Clover Station Pro – Our fastest, most customer-engaging POS built for speed, simplicity, and security.
- Clover Virtual Terminal – Start taking payments with no hardware.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Dividend Rate | APY |
|---|---|---|
| 0 - $20,000 | 5.60% | 5.75% |
| $20,000+ | 0.25% | 5.75% to 1.17% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases, each greater than $4.99
- At least one direct deposit or ACH credit transaction
- Be enrolled in and agree to receive E-Statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM withdrawal fee refunds the very next month.
Kasasa Saver*
| Balance | Dividend Rate | APY |
|---|---|---|
| 0 - $100,000 | 2.96% | 3.00% |
| $100,000+ | 0.25% | 3.00% to 1.63% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases, each greater than $4.99
- At least one direct deposit or ACH credit transaction
- Be enrolled in and agree to receive E-Statements
It's no problem if you miss a qualification cycle. Both accounts are still free. And you can get back to earning rewards the very next month you qualify.
Loan Rates
We know every other website rate sheet has 35+ different rates, terms, minimums, maximums, year, make, model...you get the idea. Let’s make this easier and cut to the chase! Give us a call: (605) 342-7776 and speak with a Loan Officer today for your specific rate quote.
Here are a few common rates we currently offer:
- Auto/Recreational 5.30% APR*
- Home Equity Line of Credit 7.75% APR*
- Credit Cards 7.0% APR*
Advertised rates and terms are subject to change at any time without notice.
Aspen FCU offers a tiered-pricing program. This allows as many members as possible to obtain financing. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history. We welcome your application!
Loan Payment Example: At 5.55% annual percentage rate (APR) for a 60-month term with 0% down, monthly payments are calculated at $19.18 per $1,000.00 borrowed.
*Not all borrowers will qualify for lowest APR or 0% down. To find out if you qualify, call Aspen FCU at 605-342-7776
*Home Equity Lines of Credit rates are variable and subject to change on a quarterly basis. Maximum APR not to exceed 18%
Share Certificates
| Term | Dividend Rate | APY |
|---|---|---|
| 6 Months | 1.00% | 1.00% |
| 12 Months | 1.99% | 2.00% |
| 18 Months | 2.14% | 2.15% |
| 24 Months | 2.19% | 2.20% |
| 36 Months | 2.23% | 2.25% |
| 48 Months | 2.48% | 2.50% |
30 Month CD Special 3.45% Dividend Rate 3.50% APY
14 Month CD Special 3.94% Dividend Rate 4.00% APY*
8 Month CD Special 4.43% Dividend Rate 4.50% APY*
6 Month CD Special 4.76% Dividend Rate 4.85% APY*
Some Restrictions Apply call 605-342-7776 for more details.
Penalty for early withdrawal.
